Pay now and get immediate - Life Long Monthly Pension: Self & Spouse and Estate creation for children

Pay now and get immediate - Life Long Monthly Pension: Self & Spouse and Estate creation for children

Call / SMS: 9440557921   OR     Write: anand_prem_raj@yahoo.com

SBI Life - Annuity Plus, a traditional, non-participating immediate annuity plan, which offers a comprehensive range of annuity options along with inbuilt flexibilities. It provides an opportunity to you to maintain your standard of living.
Key Features:
•	Complete freedom to choose from a wide range of Annuity options
•	Enjoy a regular income (“annuity payout”) from an early age of 40 years
•	You have an option to have Lifetime Annuity payout for you as well as a family member
•	Flexibility to choose frequency of annuity payouts as per your requirements - Monthly, Quarterly, Half-yearly or Yearly
•	Incentives of higher annuity rates for large premiums
•	Flexibility to advance your Annuity payouts
•	Return of premium or balance premium

Call / SMS: 9440557921   OR     Write: anand_prem_raj@yahoo.com

Wide Variety Annuity Options available:
•	Life Annuity (Single Life): Annuity payout at guaranteed rate, through-out the life of the annuitant. You may choose from following options:
	•	Lifetime Income
	•	Lifetime Income with Capital1 Refund
	•	Lifetime Income with Capital1 refund in parts
•	Lifetime income with Balance Capital2 Refund: Annuity is payable at a constant rate throughout the life. On death, the Balance capital (in case positive) will be paid.
•	Lifetime income with Annual Increase of 3% or 5%: Annuity payout increases at a simple rate of 3% or 5% p.a. for each complete year and is payable throughout the life of the annuitant. All future annuity payouts cease immediately on death and the contract terminates
•	Lifetime income with certain period of 5, 10, 15 or 20 years and life thereafter:
	•	Annuity is payable at a constant rate for a minimum fixed period of 5, 10, 15 or 20 years; and for life thereafter.
•	Life Annuity (Two lives):  The annuity payout will continue at a guaranteed rate, throughout the life of the annuitants. You may choose from below options:
	•	Life and Last Survivor - 50% or 100% Income without Capital Refund
	•	Life and Last Survivor - 50% or 100% Income with Capital Refund
1Capital will mean Premium (excluding service tax and rider premium, if any) under the policy
2Balance Capital = Premium (excluding service tax and rider premium, if any) – Annuity payouts made till date.

Call / SMS: 9440557921   OR     Write: anand_prem_raj@yahoo.com

Pay for 5 yrs or more, Life Long Monthly Pension: Self & Spouse and Estate creation for children

Pay for 5 yrs or more, Life Long Monthly Pension: Self & Spouse and Estate creation for children 

Call / SMS: 9440557921   OR     Write: anand_prem_raj@yahoo.com

Due to higher disposable incomes and breakthrough in medical sciences, longevity has increased to a great extent. We are all living longer after retirement.   Retirement may sound distant to you at the moment. However, it could span as long as one-fourth of our lifetime and is ever increasing; and not many of us have really noticed or even thought about that.   Moreover, many people underestimate how much they need to save for retirement. Thus, for creating a retirement corpus, systematic & disciplined investment is required during one’s earning years.   We present to you, SBI Life - Retire Smart, a non-participating unit linked pure pension plan, which guarantees you minimum of 101% of all premiums paid, when policy is in force, on Maturity/Vesting; thus the downside risk in the market is protected to a great extent.
Key Features:
•	Your Fund Value is boosted, through guaranteed additions of up-to 210%* of Annual Premium (Conditions Apply)
•	Guaranteed Additions of 10% of Annual Premium are paid regularly, starting from the end of 15th policy year and at the end of every year thereafter till the end of policy term.
•	Get Terminal Additions of 1.5% of Fund Value, at maturity/vesting or on earlier death.
•	No need to worry about your investments, as the same is managed on your behalf by SBI Life through ‘Advantage Plan’. This plan guarantees a minimum of 101% of all premiums paid at maturity/vesting.
•	Get a Guarantee of minimum 105% of all premiums paid on earlier death.
•	Option to pay premiums regularly or for a limited period.
•	Flexibility to postpone your vesting age.

Call / SMS: 9440557921   OR     Write: anand_prem_raj@yahoo.com

Life Cover, Life Long Monthly Pension: Self & Spouse and Estate creation for children

Life Cover, Life Long Monthly Pension: Self & Spouse and Estate creation for children 

Call / SMS: 9440557921   OR     Write: anand_prem_raj@yahoo.com

Retirement - means giving up work and continuing to Celebrate Life! SBI Life - Saral Pension is an Individual, Participating, Non Linked, Traditional Pension Plan, which offers you complete safety from market volatility, by providing you a secure future and a joyous retirement.
Key Features:
•	Guaranteed Bonus: Guaranteed simple reversionary Bonuses for first 5 years; @ 2.50% for first three years and @2.75% for the next two years, of the Sum Assured. Guaranteed bonus will be applicable only to in-force policies.
•	Vesting (Maturity) benefit: Sum Assured plus vested simple reversionary bonuses plus terminal bonus, if any. The sum assured carries an implicit guaranteed interest rate of at least 0.25% p.a. compounding annually on the total premiums.
•	Death Benefit: Higher of total premiums paid accumulated at an interest rate of 0.25% p.a. compounded annually plus vested reversionary bonus plus terminal bonuses, if any or 105% of total premiums paid.
•	Life Cover: Option of additional life cover through SBI Life - Preferred Term Rider (UIN: 111B014V02).
•	On Vesting, you can buy immediate annuity from your entire proceeds or commute upto one-third of the policy proceeds and buy annuity with the rest.
•	Flexibility: You can defer the vesting date upto age of 70 years or extend the accumulation / deferment* period of your policy

Call / SMS: 9440557921   OR     Write: anand_prem_raj@yahoo.com