Secure your future, save tax and get assured money back - 9440557921, anand_prem_raj@yahoo.com

Secure your future, save tax and get assured money back:

      Tax Planning,                                         Child Education & Marriage Plans

      Family Protection Plans                       Retirement Planning

      Car Insurance                                         Health Insurance

      Travel Insurance                                  Home Insurance

      Short, Medium & Long Term Investments and Wealth Creation

Pl call or write: 9440557921, anand_prem_raj@yahoo.com

SBI Life's - Hospital Cash - 9440557921

Good health is the most valuable asset that we have, but nowadays with increasing levels of stress, negligible physical activity and changing lifestyle our vulnerability to diseases is increasing at an alarming pace.   The cost of healthcare is rising everyday and more than the cost of your treatment, indirect costs like - hospital room rent, nursing expenses, post discharge expenses, recuperating expenses, ambulatory charges etc account for a major part of the overall cost incurred. Lack of sufficient savings or a suitable health policy may force you to compromise on the quality of medical treatment. We feel you certainly deserve better.   SBI Life - Hospital Cash is a comprehensive plan that covers not only hospitalization expenses but also other incidental costs. This plan offers you complete freedom from worries. What is SBI Life - Hospital Cash:   This plan helps you keep your savings untouched in case of medical emergencies by paying you a fixed Daily Hospitalization Cash Benefit and an ICU benefit that is twice of daily cash benefit, irrespective of your hospital bill. This amount helps to pay for any kind of expenses incurred before, during or post hospitalization. We care for you and your loved ones! To aid your family in crisis we provide you with Family Care Benefit feature and family discount benefit.
Key Features:
•	100% payout from day one of hospitalization without any deductible
•	Coverage of Pre-existing diseases after 2 years
•	Guaranteed coverage up to 75 years
•	Premium guarantee for 3 years
•	Enhanced sum assured and increased payouts on each policy anniversary in case of No claim
•	Tax benefit on premium paid under sec 80 D of IT Act

SBI Life's - Saral Life - 9440557921

SBI Life - Saral Life, a traditional, participating endowment plan which helps you to meet any requirement in life and is designed with a difference…a take away insurance especially weaved for you with the threads of Simplicity, Availability & value for your money.
Key Features:
•	An unique savings cum insurance cover with easy acceptance.
•	Enrolment based on Simplified Questionnaire and Good Health Declaration.
•	Instant Processing.
•	Flexibility in Coverage - Sum Assured in options of Rs.1 lakh / Rs.2 lakhs / Rs.3 lakhs.
•	Customize you coverage period by choosing from 10/15/20/25 years, as per your requirement.
•	Tax benefits as per prevailing norms under the Income Tax Act, 1961.

SBI Life's - Shubh Nivesh - 9440557921

SBI Life - Shubh Nivesh is an Endowment product with an option of Whole Life coverage.  The basic purpose is to provide Savings, Income and Protection to you and your family. Not only you can save regularly for your future but you also have the flexibility to receive the maturity amount as a lump sum or as a regular income for a chosen period, depending upon your needs.
Key Features:
•	A unique Savings cum Protection Plan with the flexibility of Whole Life option as an add-on
•	Triple benefits of Wealth Creation, Regular Income and Protection under a single plan
•	Convenience of premium payment options - Single Premium and Regular Premium
•	Comprehensive risk coverage through 3 Riders:
	•	Preferred Term Rider
	•	Accidental Death Benefit Rider
	•	Accidental Total & Permanent Disability Rider
•	Option to receive the Basic Sum Assured at regular interval over a stipulated time period of 5/10/15/20 years.
•	Tax benefits as per prevailing norms under the Income Tax Act, 1961
How does it work? SBI Life – Shubh Nivesh has two options: Endowment Assurance: The base plan is a traditional endowment plan with simple reversionary bonuses which accrue till the end of the endowment term. The sum assured with all accrued bonuses will be paid on death during the endowment term or survival till the end of the endowment term. Whole Life Endowment: The policyholder has to opt for the Whole Life Endowment option at the proposal stage itself, wherein the sum assured along with the accrued bonus till the end of the endowment term will be paid to the policyholder, and an amount equal to the basic sum assured will be paid on the life assured attaining 100 years of age or on the death of the life assured, if earlier.

SBI Life's - Sanjeevan Supreme - 9440557921

SBI Life – Sanjeevan Supreme is a traditional Saving Plan with added advantage of life cover and guaranteed cash inflow at regular intervals tailored to suit all your needs and requirements. This plan is designed for individuals who want to plan for various financial obligations at specified times in life. It provides you with financial support for fulfilling all your long term and short term goals. Further, it offers you a life cover for the term of your choice and that too without burdening you premium payment for the entire term.
Key Features:
•	The plan has a number of moneyback options specially suited to your needs.
•	The cover is available at competitive premium rates.
•	It has guaranteed cash inflows which can meet your various financial obligations.

SBI Life's - Smart Money Back - 9440557921

Smart Money Back Insurance is a savings plan with added advantage of life cover and cash inflow at regular intervals. It is participating traditional money back plan, meeting your various financial obligations at crucial junctures by its wide range of policy terms.
Key Features:
•	Money Back options specially tailored to suite your requirements
•	Guaranteed fixed cash inflows which can meet your various financial obligations
•	‘Guaranteed Survival Benefit of 110% to 125% of Sum Assured paid till maturity
•	Large Sum Assured discount
•	Customize your coverage through the wide range of additional benefits - Accidental Death Benefit Rider, Accidental Total & Permanent Disability Rider, Preferred Term Rider, and Criti Care 13 Non Linked Rider.
•	Given below are the charts with various term options and accompanying Guaranteed

SBI Life's - Swadhan - 9440557921

SBI Life - Swadhan is an affordable traditional term Insurance policy with refund of part / Total basic premium paid at the end of the term to the policyholder. As a Maturity benefit, you receive a repayment of your premium contribution towards the policy. Available at a low premium, it can provide security to your loved ones.
Key Features:
•	Protection at affordable premium.
•	Guaranteed refund of basic premium paid on Survival at the end of the term, depending upon the term of the policy.
•	Life cover comes to you at no cost**
•	Tax benefit u/s 80 C and 10 (10 D) of IT Act*
•	5% rebate for Female lives
•	Rebate on High Sum Assured
•	Flexible benefit premium paying mode
•	Free look period of 15 days