Wednesday 27 February 2013

SBI Life - Saral Pension (Traditional) Plan - anand_prem_raj@yahoo.com / 9440557921

Dear All,

Retirement – means giving up work and continuing to Celebrate Life!


It is this phase of your life, when you would like to pursue your hobbies and do things, you always wanted to do. Socializing with friends and relatives is a common activity, spending time with your children, playing with your grand children and seeing them grow, are the most cherished moments of this life stage.

As you plan for your retirement, there is a natural concern about accumulating enough money to provide sufficient income for a lifetime. Some realities you need to plan for – rising cost of living, so you may find it more challenging to manage your current lifestyle, managing your medical costs, family expenses, rising inflation, protection from market loss. The reality is that while you have retired your expenses have not, which necessitates you to plan now, to reap benefits of regular income in the future.

We at SBI Life Insurance understand this need, and understand the value of your money now and during those critical years and have the perfect plan to secure the Golden years of your life.


I am pleased to present "SBI Life - Saral Pension", a Traditional Participating Pension Plan (with life cover) which offers complete safety from market volatility, by providing a secure future and a joyous retirement.





For further details: pl write – anand_prem_raj@yahoo.com or call/SMS: 9440557921

Sunday 17 February 2013

Whole Life Cover + Life Long Guarantee Pension + Cash Asset to the Family



Doctors, Software Professionals, high income group....


For others it can be accordingly down sized.......

Thursday 14 February 2013

Save or Invest - 100% Tax Relief - 9440557921 / anand_prem_raj@yahoo.com

Dear Friend,

Get 100% Tax Relief and at the same time secure your and your family's financial future..





SBI Life's – Unit Plus Super Plan (excellent ULIP plan which gives very good returns in the long run) – Wealth Creation / Long term investment / Secure post-retirement life – Pension, etc – BOND Fund (Traditional)

      - Life insurance cover for 10 yrs to 30 yrs

      - Get Insurance Cover for 20 times of the annual premium from day 1 for age below 45 yrs

      - Inculcates disciplined savings over the long term, while offering life insurance
      - Charges deducted in initial years are almost wholly recovered through Guaranteed Additions to the fund from the 10th year onwards
      - Partial or Full Withdrawal - If you want from 6th year you can withdraw up to 15% of the Fund Value every year (2 per year) and continue to have the SAME life cover & bonus OR close the plan and take 100% amount WITHOUT ANY CLOSING CHARGES i.e., no exit load.
-       Options of fund switching from 9 funds option
-       Option to customize the product with a wide range of Riders - Criti Care 13 Rider, Accidental Death Benefit Linked Rider, Income Sustainer Rider, Premium Payor Waiver Benefit Rider
-       End of the policy term either take the entire lump sum amount at one go OR Life Long Monthly Pension for you, next for your spouse, next FUND VALUE to children.
-       Tax benefits as per prevailing norms under the Income Tax Act, 1961 – Sec 80 C & Sec 10 (10 D)
-       No Policy Administration fee for first 5 years for Regular and Limited Premium Paying Term (LPPT) plans, thereby boosting your fund value
-       No Premium Allocation Charge from 11th year onwards
-       Flexible product with an option to increase/decrease your Sum Assured from 6th year onwards


For personalized details: Pl call: 9440557921 or write: anand_prem_raj@yahoo.com 

100% Tax Relief - 9440557921 / anand_prem_raj@yahoo.com

Dear Friend,

Get 100% Tax Relief and at the same time secure your and your family's financial future..




SBI Life's - Smart Performer Plan (Guaranteed ULIP) (best selling product)

      - Pay
only for 5 yrs but get life insurance cover for 10 yrs

      - Get Insurance Cover for 20 times of the annual premium amount you pay

      - If you want from 6th year you can withdraw up to 20% of the Fund Value and continue to have the SAME life cover & bonus OR close the plan and take 100% amount WITHOUT ANY CLOSING CHARGES.

      - End of 10th year either take the entire lump sum amount at one go 
                             OR  
                 Life Long Monthly Pension for you, 
                             next for your spouse, 
                                           next FUND VALUE to children.



For personalized details: Pl call: 9440557921 or write: anand_prem_raj@yahoo.com 

Tuesday 5 February 2013

Pay 5 lakhs and Get 46 lakhs... 9440557921 / anand_prem_raj@yahoo.com

Dear Friend / Parent / Well wisher,

Pay 5 lakhs and Get 46 lakhs...


       a) Plan for your Son's or Daughter's Higher Educational needs

       b) Plan for your Son's or Daughter's Marriage needs 

       c) Plan for your Post-Retirement life - Pension .... Independent & live on your own with dignity

       d) Plan for your Post-Retirement Expenses.....         Foreign Trips / Grand Children gifts / Functions / etc..

       e) Plan for your daughter .....         Life Long Monthly Income for her petty expenses and after her a lump sum amount for her children as grand father's gift





Year
Yearly Premium
Life / Insurance Coverage
Maturity / Return
OR Life Long Monthly Pension – self, next to spouse and Maturity (lump sum) to children





1
Rs. 1,00,000/-
15 lakhs or Fund Value whichever is higher


2
Rs. 1,00,000/-


3
Rs. 1,00,000/-


4
Rs. 1,00,000/-


5
Rs. 1,00,000/-


10

Rs. 8,81,938/-
Rs. 5,145/-
15

Rs. 13,32,500/-
Rs. 7,773/-
20

Rs. 20,23,582/-
Rs. 11,804/-
25

Rs. 30,74,172/-
Rs. 17,933/-
30

Rs. 46,70,221/-
Rs. 27,243/-
For the purpose of premiums, age taken as 30 yrs