SBI Life's Shubh Nivesh Vs LIC's New Jeevan Anand...

Triple Life Cover, Whole Life Cover, Life Long Monthly Pension for Self & Spouse and Welath Creation for Children

Call / SMS: 9440557921   OR     Write: anand_prem_raj@yahoo.com

SBI Life - Shubh Nivesh is a non- linked, with profit Endowment Assurance product with an option of Whole Life coverage. The basic purpose is to provide Savings, Income and Insurance Cover to you and your family. Not only you can save regularly for your future but you also have the flexibility to receive the maturity amount as a lump sum or as a regular income for a chosen period, depending upon your needs.
Key Features:
•	A savings plan with flexibility of availing whole life insurance as an add-on benefit
•	Benefits including Wealth Creation, Insurance cover and Regular flow of income
•	Flexibility to choose between Single or Regular premium payment
•	Additional rider benefits at an affordable cost
•	Option to receive the Basic Sum Assured at regular intervals over a stipulated time period of 5/10/15/20 years
•	Comprehensive risk coverage through 3 Riders:
	◦	SBI Life - Preferred Term Rider (UIN:111B014V02)
	◦	SBI Life - Accidental Death Benefit Rider (UIN: 111B015V02)
	◦	’SBI Life - Accidental Total & Permanent Disability Benefit Rider (UIN: 111B016V02)
•	Tax benefits as per prevailing norms under the Income Tax Act, 1961

Call / SMS: 9440557921   OR     Write: anand_prem_raj@yahoo.com

How does it work?

SBI Life - Shubh Nivesh has two options:
 

•	Endowment Option:
	▪	The base plan is a traditional endowment plan with simple reversionary bonuses which accrue till the end of the endowment term. The sum assured with all accrued bonuses will be paid on survival till the end of the endowment term or on earlier death.
•	Endowment with Whole Life Option:
	▪	If you opt for a policy term of 15 years or more you also have an option to extend your cover for the whole life (or 100 years of age). The option gives you an Endowment + Whole life plan whereby, in addition to the Endowment plan benefits you are entitled to an additional amount equal to the basic sum assured on survival till age 100 years or on earlier death during the extension period.

Call / SMS: 9440557921   OR     Write: anand_prem_raj@yahoo.com

For the Youth - Short-term or Long-term needs.. Corpus for Pension Fund or Wealth Creation

For the Youth - Short-term or Long-term needs.. Corpus for Pension Fund or Wealth Creation

Call / SMS: 9440557921   OR     Write: anand_prem_raj@yahoo.com

To have a secure future, which takes care of the financial needs of the family in case of any eventuality and to meet life’s various goals, it is important that one starts saving early and regularly. We present to you, SBI Life - Smart Power Insurance, a non-participating unit linked insurance plan which takes care of your insurance as well as investment needs. The product comes to you at reasonable premium and is in tune with the current investment scenario. It is a flexible product, which also takes care of your liquidity needs. Additional protection requirement, due to changing personal and/or financial circumstances, is also taken care by the product.
Key Features:
•	Two Plan Options to choose from:
	•	Level Cover Option - Sum Assured chosen at inception remains the same through out the policy term
	•	Increasing Cover Option - The initial Sum Assured increases by 10%, without any additional underwriting, starting from 6th policy year and after every 5 years thereafter
•	Advantage of Advancing the Policy Benefit to become your Living Benefit, through our Inbuilt Accelerated Total & Permanent Disability (TPD) benefit
•	Two Fund options to choose from
	•	Trigger Fund Option - Advantage of ’Buying Low and Selling High’
	•	Smart Funds Option - Option to choose from 7 varied funds
•	Flexibility through 2 free switches in a policy year
•	Liquidity through Partial Withdrawal(s)

Call / SMS: 9440557921   OR     Write: anand_prem_raj@yahoo.com

Double Life Cover, Pay short, Create Wealth - You & Family, get money whenever you want - short-term or long-term needs, many more...

Double Life Cover, Pay short, Create Wealth - You & Family, get money whenever you want - short-term or long-term needs, many more... 

Call / SMS: 9440557921   OR     Write: anand_prem_raj@yahoo.com

 

SBI Life - Smart Elite is a Unit Linked Insurance plan - an exquisitely crafted product, exclusively for special customers like you. It gives you flexibility to pay premium(s) for limited term or single premium, with the freedom to stay invested and protected for long term. What’s more, you have the power of choosing the option best suited to your needs, at a very competitive rate. All this and more, coming from SBI Life – your preferred insurer, adds value to your investments.

Key Features:

• Pay premiums only for a limited term of 5, 8 or 10 years or a Single Payment, as per your need and enjoy benefits throughout the chosen policy term.   • No Premium Allocation Charges from 6th policy year onwards, thereby enhancing your fund value   • Two protection options available: Gold Option & Platinum Option   • Invest in wide range of funds and manage them as per your convenience.   • Life Insurance coverage with minimum Sum Assured of 10 or 7 times of your Annual Premium (AP), based on your age.   • Switch and redirection facility, to pilot your investments.   • Option to increase/decrease your Sum Assured from 6th policy year onwards.   • Accidental Death and Accidental Total and Permanent Disability (Accidental TPD) benefit automatically comes to you as an integral part of the plan!

Call / SMS: 9440557921   OR     Write: anand_prem_raj@yahoo.com

Build Wealth, Pay short, get money whenever you want - short-term or long-term needs, many more...

Build Wealth, Pay short, get money whenever you want - short-term or long-term needs, many more...

Call / SMS: 9440557921   OR     Write: anand_prem_raj@yahoo.com

You may have ever changing needs, but as your preferred life insurance company, SBI Life definitely understands all your financial & insurance needs. SBI Life - Smart Wealth Builder, a unit linked, non participating, insurance plan is an attempt to meet all your financial & insurance needs through a single product. You can use it the way you like. You can choose your required life insurance cover subject to a minimum and a maximum level.
Key Features:
•	Guaranteed Additions# (Conditions Apply) up to 125% of one annual regular premium on a regular premium policy, for a 30 year policy term, subject to the Policy being in force till the maturity date.
•	Guaranteed Additions starting as early as 10th policy year onwards
•	No Policy Administration fees for first 5 years for Regular and Limited Premium Paying Term (LPPT) plans, thereby boosting your fund value
•	No Premium Allocation Charge from 11th year onwards
•	Enhanced investment opportunity through 7 varied Fund Options
•	Life Insurance coverage, with minimum Sum Assured based on your age
•	Flexible product with an option to increase/decrease your Sum Assured from 6th policy year onwards

Call / SMS: 9440557921   OR     Write: anand_prem_raj@yahoo.com