Monday, 19 March 2012

sbi life's - Flexi Smart Insurance Plan - 9440557921, anand_prem_raj@yahoo.com

      - Pay for min. 10 yrs or max. 20 yrs

      - Get Insurance Cover for 10 times of the amount we pay
 
      - From 6th year if not able to pay can take PREMIUM HOLIDAY upto 3 years i.e., no need to pay, but still there will be insurance cover & bouns (which normally we don't find in other insurance companies including LIC) - can take these 3 yrs at a time or individually.
 
             Ex: Paid for 1 to 5 years, 6 to 8 yrs - for 3 years have taken premium holiday, can pay from 9 yrs onwards. (In other insurance companies one has to pay for those 3 years also if they want to continue the plan but will not have insurance cover & bonus, here in SBI those 3 years are waived)
      - Option to enhance your savings in good times through TOP UPs

      - If you want from 6th year you can withdraw up to 20% of the Fund Value - LIQUIDITY

      - If you want from 6th year any time you can close the plan and take 100% of the amount without any charges  - LIQUIDITY

      - End of the term either take the entire amount at one go OR Life Long Monthly Pension for you, next for your spouse, next FUND VALUE to children.

      - Many more......

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