Double Life Cover, Long Term Savings, Liquidity - short-term and long-term needs, Increase Life Cover

Double Life Cover, Long Term Savings, Liquidity - short-term and long-term needs, Increase Life Cover

Call / SMS: 9440557921   OR     Write: anand_prem_raj@yahoo.com

SBI Life - Flexi Smart Plus is Individual, Participating, Variable Insurance Product, which helps you in fulfilling your dreams. It also gives you flexibility to adapt to your ever-changing needs, while assuring guaranteed benefits to take care of your savings.

Key Features:

• Guaranteed Minimum Bonus Interest rate* Conditions apply A minimum bonus interest rate of 1.00% p.a. is guaranteed for the whole term.   • Interim bonus interest rate An Interim bonus interest rate will be declared at the beginning of each financial year which will apply to the policies exiting during the financial year.   • Regular Bonus Interest rate Regular Bonus interest rate will be declared at the end of every financial year.   • Terminal Bonus Interest rate Terminal bonus interest rate may be credited to your policy account at the time of exit on account of maturity, death or surrender. Your policy will be credited with the Regular Bonus interest rates and Terminal Bonus interest rate, if any. Regular bonus interest rate once declared becomes guaranteed for the policy account.   • Two Protection option available: Gold Option and Platinum Option   • Partial Withdrawal Partial withdrawals are allowed from the 6th policy year to cater to your liquidity needs.   • Flexibility to increase or decrease your chosen Sum assured   • Flexibility to increase your chosen policy term

Call / SMS: 9440557921   OR     Write: anand_prem_raj@yahoo.com

How does the Plan work? Your Policy Account The policy account represents the value of the fund that belongs to you. The policy account will be credited with the premiums paid, net of all premium allocation charge under the policy, on which the additions as stated below will be credited. All other charges would be recovered from the policy account value. All withdrawals, payouts etc. made to you will also be deducted from your policy account. The various layers of additions which will be applying to the policy account is stated as below -

• The guaranteed minimum bonus interest rate for the product is 1.00% p.a for the whole term.   • In addition to the above, a non-zero positive regular bonus interest rate will be declared at the end of each financial year based on the surplus arising upon the statutory valuation of assets and liabilities.   • An interim bonus interest rate will be declared at the beginning of each financial year which will apply to the policies exiting during the financial year. The bonus interest rate declared at the end of the year will not be less than the interim bonus interest rate.   • At the time of policy exit (maturity/death/surrender), a terminal bonus interest rate may be paid.

Call / SMS: 9440557921   OR     Write: anand_prem_raj@yahoo.com